A fewer intense alternative to whole-reserve banking is often a reserve ratio prerequisite, which limits the proportion of deposits which a bank can lend out, making it not as likely for the bank operate to start, as much more reserves will be available to fulfill the needs of depositors.[6] https://financefeeds.com/ethereums-market-struggles-xrps-transactions-drop-while-blockdags-hollywood-keynote-causes-a-stir-whats-next-for-2025/